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Rates - As of February 01,2014


Auto Loans

Type of Loan Term of Loan APR Amount Financed
New (Autos & Motorcycles) 2013 – 2014 60 – 72 months As low as 2.90% $50,000 100% Financing
Used (Autos & Motorcycles) 2013 Up to 48 months As low as 4.90% 100% Financing
Used (Autos & Motorcycles) 2011 - 2012 Up to 48 months As low as 5.90% 100% Financing
Used (Autos & Motorcycles) Older Vehicles Blue Book Loan Value As low as 9% N/A
New & Used All Terrain Vehicles 2013 – 2014 Up to 48 months As low as 6.99% 80% or 90% Financing
Used (Motor Boats & Boat Trailer) Up to 48 months As low as 9% Depends on Appraisal
New (Travel Trailer, Overhead Camper) 2013 - 2014 Up to 60 months As low as 7% 80% of Purchase Price
Used (Travel Trailer, Overhead Camper) Up to 36 months As low as 9% Wholesale Book Value
Motor Homes N/A As low as 8% 80% Based on Year & Value
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Mobile Home Loans

Type of Loan Term of Loan APR Amount Financed
Mobile Home Purchase Up to 20 years As low as 8% 80% of Appraised Value
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Real Estate Loans

Type of Loan Term of Loan APR Amount Financed
First Mortgage Up to 30 years 1.5% Above FFEIC Rate 80% of Appraised Value
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Agricultural Loans

Type of Loan Term of Loan APR Amount Financed
Agriculture Up to 60 months As low as 5.5% 80% LTV Equipment
Farm Operating Up to 60 months As low as 6% 80% LTV Lvstk.
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Other Consumer Loans

Type of Loan Term of Loan APR Amount Financed
Signature Loan Up to 60 months As low as 10% Up to $6,000
Savings Secured Up to 60 months As low as 3.00% Share Balance
Certificate Secured Term of Certificate 2% above rate Amount of Certificate
Signature/1 Cosigner/Co-maker Up to 60 months As low as 10% $6,000 1 Cosigner/Co-Maker
Signature/2 or more Cosigners/Co-makers Up to 60 months As low as 11% $8,000 2 or more Cosigners
Signature/Cosigner Up to 30 months As low as 10% $1,500 and under
All loans require completed loan application and approved credit. APR is current as of publication date and is subject to change without notice. Some restrictions may apply.

Share Certificates (CDs)

$500 thru $9,999.99

Term Dividend Rate APY
3 months .545% .546%
6 months .595% .597%
12 months .645% .647%
24 months .940% .944%
A minimum deposit of $500 is required to open a share certificate. Penalties apply for early withdrawal and is calculated on the part of the dividends that have or would be earned, and applies whether or not dividends have been earned.

Share Certificates (CDs)

$10,000 thru 24,999.99

Term Dividend Rate APY
3 months .545% .546%
6 months .595% .597%
12 months .645% .647%
24 months .940% .944%
A minimum deposit of $10,000 is required to open a share certificate. Penalties apply for early withdrawal and is calculated on the part of the dividends that have or would be earned, and applies whether or not dividends have been earned.

Share Certificates (CDs)

$25,000 thru $99,999.99

Term Dividend Rate APY
3 months .595% .597%
6 months .645% .647%
12 months .695% .697%
24 months .990% .995%
A minimum deposit of $25,000 is required to open a share certificate. Penalties apply for early withdrawal and is calculated on the part of the dividends that have or would be earned, and applies whether or not dividends have been earned.

Individual Retirement Account (IRAs) – 12 Months Only

Account Type Dividend Rate APY
Under $25,000 1.10% 1.105%
Over $25,000 1.25% 1.256%

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